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our values

  • Integrity is at our foundation. It embodies honesty and keeping our clients’ best interests at heart.

  • The mortgage process can be complex. We maximize efficiency by leveraging technology and communicating every step of the way. This, in turn, makes the process smoother for everyone.

  • We commit to transparency throughout the process by being open, honest, and straightforward. Your trust is important to us and we will do what it takes to keep it. 

cultivate

(v.) 1: to prepare 2a: to foster the growth of b: to improve by labor, care 3: to improve or develop by careful attention: devote time and thought to 4: to seek the company and friendship of

 

  1. To prepare: We prepare our clients by explaining the mortgage process; fostering knowledge and confidence throughout the process.

  2. a: To foster the growth of: b: to improve by labor, care: We foster the growth of our clients’ finances by advising them on mortgage options that work for them so they can reach their homeownership and financial goals.

  3. To improve or develop with careful attention: We prioritize continuing education so we stay informed of changes in our industry and new opportunities for our clients.

  4. To seek the company and friendship of: Our goal is to go beyond just helping people finance their homes, but to nurture strong relationships with our clients and our greater community.

Kim.ORourke@cultivatehomemortgage.com

Kim ORourke NMLS # 2135343

(940)235-7017

Craig.ORourke@cultivatehomemortgage.com

Craig ORourke NMLS # 2356512

(940)600-1605

Cultivate Home Mortgage

Cultivate Home Mortgage NMLS# 2408906

1908 Hollister Ln, Denton, TX 76210

(940)600-1929

NMLS Consumer Access

Privacy Policy

Terms Of Use Agreement

©2022 by Cultivate Home Mortgage

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For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. 

TEXAS MORTGAGE COMPANY DISCLOSURE

NMLS ENTITY LICENSE NUMBER 2408906. CULTIVATE HOME MORTGAGE LLC IS LICENSED UNDER THE LAWS OF THE STATE OF TEXAS AND BY STATE LAW IS SUBJECT TO REGULATORY OVERSIGHT BY THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING Figure: 7 TAC 80.200(b) “CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”

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